Articles on: Technical / Integration

X-Ray Report Data: What’s Included

The Old Four-Tier Table Is No Longer the Portal Flow


The portal does not currently ask SmartForm customers to choose Base, Standard, Advanced, or Enterprise report tiers.


The current widget flow is:


Widget EditorX-RayActivate X-Ray Vision



What the Current X-Ray Activation Includes


When returned by a successful identity/report match:


  • Credit score
  • Available/spendable credit
  • Income
  • DTI (debt-to-income)
  • IP/location data
  • Advanced analytics used in Reports and Smart Routing


Some downstream CRM/report records can also include related offer/status/address fields when the report provider returns them.


Not every successful response contains every optional field. Do not substitute made-up values when a field is unavailable.



How X-Ray Works With Smart Routing


Smart Routing can use X-Ray values in lead rules. When Smart Routing is enabled, X-Ray Vision is required and cannot be disabled until Smart Routing is turned off.



Current Default Billing


  • $3.10 per successful report
  • Failed/unmatched checks are free
  • Bi-weekly billing for accrued usage
  • Automatic billing at the $800 threshold


Volume discounts may be available for 500+ reports per month. Review the confirmation shown in the portal before activating X-Ray.


See Pricing Breakdown: SmartForm and X-Ray Report Costs.


Where to View Results


Open Reports for report-level details and exports. Qualification/routing data can also be sent to connected CRMs and webhooks.


If expected fields are missing, confirm the pull succeeded and contact support with the widget name and submission time.

Updated on: 23/07/2026

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