Report Tiers: What Data Comes With Each Plan

📊 What data is included in each SmartForm X-Ray report?

Summary:

SmartForm offers multiple tiers of credit data depending on your needs. Here’s what each tier includes and how pricing adjusts:

Base Tier (Lowest Price):

• Credit score
• Spendable Credit (Avail on a credit card today)

Standard Tier:

• All of the above, plus:
• Estimated income
• DTI (debt-to-income)
• Bankruptcy flags
• Mortgage status

Advanced Tier:

• Everything above, plus:
• Liquid assets
• Retirement accounts

Enterprise Tier:

• Full credit profile

You can upgrade as you grow. Start simple, go deeper when you need more.

Updated on: 11/07/2025