> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.simplecheck.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# FCRA Compliance: Do I Need to Notify Leads?

### 🛡️ Do I need to notify leads that I’m using SmartForm?
**Summary:**
Nope. SmartForm handles all compliance on your behalf, including consent, tracking, and legal proof.

SmartForm uses a system called "credible capture."

Each lead interaction includes:
* Explicit written consent to run a soft credit pull
* Timestamp
* IP address
* Captured form data
* Exact legal language shown during submission

This makes your use of SmartForm fully compliant under FCRA rules.

